What is the lifetime maximum? How much will the plan cover in annual benefits? Are there limitations as to how much will be paid per illness?
How much is your co-insurance? Some plans now have higher co-insurance amounts than deductibles.
Is it a hospital/surgical plan or a comprehensive plan once the deductible is met?
How much intensive care coverage do you have? Some policies will leave you short several thousand dollars a day.
Do drugs at least count toward the deductible? Anti-nausea drugs taken with chemotherapy run thousands of dollars a month.
Does the plan cover MRI, CAT scans, physical therapy?
Is your deductible annual or per-occurrence?
We would be happy to help you understand the differences and provide you with a customized quote.
