January Real Wealth® Podcast

Retirement Income Planning  

With the uncertainty of social security and pensions becoming a thing of the past, saving for retirement needs to be a top priority. Join Real Wealth® this month with our guest to discuss the changes that have occurred over the past twenty years and the challenges we face as we live longer into retirement. We’ll share practical solutions for a long and successful future . To listen to the podcast simply click on my web page link or the Real Wealth® logo below:


www.myrealwealthprofessional.com/lizpollock

 Join us again for next months's podcast:


Where Healthcare Stands Today

Join us next month for a look at the healthcare provisions now in effect and an update on the status of group healthcare insurance.
Join us again for next months's podcast:


Where Healthcare Stands Today

Join us next month for a look at the healthcare provisions now in effect and an update on the status of group healthcare insurance.

Join us again for next months's podcast: 
Where Healthcare Stands Today
Join us next month for a look at the healthcare provisions now in effect and an update on the status of group healthcare insurance.

 

Quote of the Month  Cheers to a new year and another chance for us to get it right!  --Oprah Winfrey

 

??ww.myrealwealthprofessional.com/lizpollock  JJoin 

Quote of the Month
It's better to hang out with people better than you. Pick out associates whose behavior is better than yours, and you'll drift in that direction.
- Warren Buffett
  
Quote of the Month
It's better to hang out with people better than you. Pick out associates whose behavior is better than yours, and you'll drift in that direction.
- Warren Buffett
  

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LTCI Cost of Waiting

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Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

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